Grants & Loans

Genesee Home Rehab IV is a grant program that helps owners of single family homes pay for necessary repairs to the home. The program operates in the City of Batavia and throughout Genesee County.

ELIGIBILITY GUIDELINES

• All Program eligibility guidelines will be followed

• Owners of single family homes in Genesee County

• Household income cannot exceed the following limits:
   

  Household Size	Gross Income
  1	$26,100
  2	$29,800
  3	$33,550
  4	$37,250
  5	$40,250
  6	$43,200

  
  
• Home owners whose income is at or below 60% of median income will receive priority for a percentage of the available grant funds.
• Homes must meet Housing Quality Standards at the completion of construction.

• Grants are secured by a soft second mortgage.

• The grant will fund up to 60% of the repair costs from HOME funds.
• Maximum grant allowed from HOME funds is $25,000.
• Very low income households may qualify for grants that pay for 100% of the rehab
• Total grants maximum is $33,000.

• Payment for eligible repairs
• Inspections and related fees
• Other program eligible costs

ELIGIBLE TYPES OF REPAIRS

• Repair or replacement of major housing systems
• Essential energy related repairs or improvements
• Adaptations to allow use by persons who are disabled or handicapped
• Lead hazard reduction
• Other repairs necessary to meet Housing Quality Standards.
• Cosmetic repairs are not eligible

AREA ELIGIBILITY

• Homes must be in the City of Batavia or Genesee County
• GVRPC also administers home repair programs in Livingston County

PROGRAM AND TECHNICAL ASSISTANCE
Home owner will receive assistance with:

• Securing the required 35% matching funds
• Inspections of the home to ensure it meets Housing Quality Standards
• Assistance with bidding and the selection of your contractor
• Inspections of the completed repair work

PARTICIPATING LENDERS

NYS Housing Trust Fund and, NYS Division of Housing and Community Renewal
Source of Grants for Genesee Home Rehab IV

USDA Rural Development
29 Liberty Street, Suite 2
Batavia, NY 14020
585-343-9167, extension #2200

USDA Rural Development provides loans and grants for qualified home owners whose incomes are lower than those normally accepted by conventional lenders.

Conventional Financing
Home owners may choose to work with the Community Lender of their choice if bank financing is needed to provide the owner’s 35% match. GVRPC staff will also work with the owner to locate matching funds.

• An interest free Note and Mortgage must be signed by the home owner to secure the amount of the grant for five years.
• There are no payments on the Note and Mortgage if the home owner lives in the home for five years.
• If the home owner chooses to move out of the house before the five year period is up the grant must be repaid.
• Under certain circumstance the mortgage may be assumed by a qualified buyer.

Housing Quality Standards (HQS)
Minimum standards that address issues of health, safety and basic structural integrity. A Program Inspector will make an appointment with the home owner to go through the home and complete an HQS report. This report becomes the basis of the Inspector’s determination of work needed to allow the home to meet the Housing Quality Standard. The inspector’s write up becomes the basis for securing bids from local contractors.

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GVRPC, Inc. is an Equal Opportunity Housing Provider.

Funding for this Home Repair Program is made possible by the New York State Housing Trust Fund Corporation, The New York State Division Of Housing And Community Renewal